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If you deposit $100,000 in your new E*TRADE account and $150,000 in your eligible-linked E*TRADE account(s), then you will receive a $600 cash credit to your new E*TRADE account within seven business days after the date of your deposit. An “eligible-linked account” refers to any other E*TRADE brokerage account that is associated with your log in credentials, but does not apply to an Excluded Account as defined below. You must deposit at least $200,000 in your eligible-linked E*TRADE account(s) during the 60-day period. Funds will be aggregated for reward purposes, and credits will be granted pro-rata to all E*TRADE accounts where deposits were made during the 60-day period. For example, if you deposit $250,000 in your new E*TRADE account and during the same period you have deposited $200,000 into eligible-linked E*TRADE account(s), then you will receive $600 in your new E*TRADE account and $200 in the other eligible-linked E*TRADE account(s).
If you have an existing E*TRADE account and you enroll in this offer by opening a new E*TRADE account; or if you are a new client who then opens one or more new E*TRADE accounts within 60 days of enrolling in this offer, then different terms apply. Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 calendar days of account opening. Reward tiers under $100,000 ($1,000-$4,999; $5,000-$19,999; $20,000-$49,999; $50,000-$99,999) will be paid per the “new account” column denoted below following the expiration of the 60-day period.
New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of six months otherwise your cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of that security on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash from the new E*TRADE account or eligible-linked accounts(s) during the promotion period (60 days) may result in a lower reward amount or loss of reward.
Reward tiers under $100,000 ($1,000-$4,999; $5,000-$19,999; $20,000-$49,999; $50,000-$99,999) will be paid within seven business days following the expiration of the 60-day period. However, if you deposit $100,000 or more in the new E*TRADE account, then you will receive your cash credit within seven business days after the date of your deposit, followed by any additional reward owed based on your fulfillment tier at the expiration of the 60-day period. If you have deposited at least $100,000 in the new E*TRADE account and you make subsequent deposits in that new E*TRADE account to reach a higher tier, then you will receive a second cash credit following the close of the 60-day window. For example, if you deposit $150,000 into your new E*TRADE account, then you will receive a cash credit of $600 within seven business days after the date of your deposit. Then if you deposit an additional $300,000 into your new E*TRADE account, then you will receive an additional cash credit of $200 at the end of the 60-day window for a total reward of $800. If you deposit $500,000 in your new E*TRADE account, then you will receive two cash credits that will total $1,000 within seven business days after the date of your deposit. Cash credits will be paid to the new E*TRADE account where the deposit is made.
Morgan Stanley Smith Barney LLC does not provide tax advice, and you should always consult your own tax advisor regarding your personal circumstances before taking any action that may have tax consequences.
Wells Fargo Private Bank offers products and services through Wells Fargo Bank, N.A., Member FDIC and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.
Open an Everyday Checking account** with a minimum opening deposit of $25 from this offer webpage. Complete the qualifying requirements to receive your $300 bonus. This offer is for new checking customers only. See how to avoid the $10 monthly service feeOpens Dialog for the Everyday Checking account.
You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking(opens new window) or wellsfargo.com/depositdisclosures(opens new window).
If you are attempting to enroll in this offer with a Joint Account, then the primary account holder may have to fulfill at the tiers noted before the secondary account holder can enroll in this offer. If you experience any issues when attempting to enroll with a Joint Account, then please contact us at 800-387-2331 and we will be able to assist you with your enrollment.
However, if you deposit $500,000 or more into your new E*TRADE account, then deposits made in eligible-linked accounts during the 60-day period will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60-day period. For example, if you have deposited $500,000 in your new E*TRADE account during the 60-day period, and during the same period you deposited $550,000 into eligible-lined E*TRADE account(s), you will receive $600 in your new E*TADE account and $400 into the other eligible-linked account(s).
Securities products and investment advisory services offered by Morgan Stanley Smith Barney LLC, Member SIPC and a Registered Investment Adviser. Commodity futures and options on futures products and services offered by E*TRADE Futures LLC, Member NFA Stock plan administration solutions and services offered by E*TRADE Financial Corporate Services, Inc., and are a part of Morgan Stanley at Work. Banking products and services provided by Morgan Stanley Private Bank, National Association, Member FDIC. All entities are separate but affiliated subsidiaries of Morgan Stanley. E*TRADE from Morgan Stanley and Morgan Stanley at Work are registered trademarks of Morgan Stanley.
4. Eligible direct deposits are limited to electronic direct deposits of items such as your payroll, pension, and government benefit payments made through the Automated Clearing House (ACH) to your personal account. Other deposits or credits to your account, such as deposits of funds from person-to-person payment services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers or electronic credits are not eligible for Early Pay Day.
If you deposit $1,500,000 or more into your new E*TRADE account, then deposits made in eligible-linked accounts during the 60-day period funds will be aggregated for purposes of the reward and the credits will be paid pro-rata to all accounts where deposits were made during the 60 day period. For example, if you deposit $1,500,000 in your new E*TRADE account, and during the same period you have deposited $1,500,000 into eligible account(s) you will receive $600 in your new E*TRADE account and $4,400 into the other eligible-linked account(s).
Talk with a banker or see the “Consumer Account Fee and Information Schedule” and “Deposit Account Agreement”(opens new window) available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it.
